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If you experience financial difficulties whilst at Cambridge there is plenty of help available from colleges, the university and from the government. The first point of contact if you're experiencing difficulties should be the personal tutor assigned to you by your college. If they are busy or unhelpful you can request to see a different tutor, or alternatively contact the Students' Unions' Advice Service.

We have put together a range of links you might find useful:

University Financial Support

  • Searchable portal to find funds at Cambridge
  • College awards Many colleges have their own bursaries/scholarships along with hardship funds.
  • Cambridge Bursary Scheme The University of Cambridge offers bursaries to Home/EU Undergraduate Students to help them meet the the cost of their Cambridge education. The Cambridge Bursary is a means-tested grant of up to £3,500 every year of your degree. The Cambridge Bursary is in addition to the support available to you from the Government and you will not have to pay it back. There is no limit to the number of bursaries available - every student who applies and meets the eligibility criteria will receive one.
  • Financial Support for Disabled Students Disabled Students' Allowances – Both the government and the University have funds to help disabled students through university. This may be in cash awards or equipment such as laptops.
  • University Hardship funds Hardship funds are available for undergraduate students (The Bell, Abbott and Barnes Fund) and graduate students (Hardship Funding) and The Crane's Charity to assist with medical costs.
  • Student Parents The government offer money to students with young children to help with child-care and other costs.
  • University Careers Service Find Funding Students are required to log in using their Raven IDs

University Finance and Costs

Student Loans and Student Support

Student Tuition Fee Loans, Maintenance Loans and Maintenance Grants are available through the Student Loans Company for students from England, Wales and Northern Ireland. Student Tuition Fee Loans and Maintenance Loans are repayable at the same rate of interest as inflation and you will only start repaying your loan after you graduate and are earning £21,000 or more. Maintenance Grants are means-tested on your household income and will not have to be paid back.

Postgraduate Loans

A Postgraduate Master's Loan can help with course fees and living costs up to £10,280 while you study a postgraduate taught or research Master's degree.

The website Find a Masters has a guide to Postgraduate Masters' Loans

A Doctoral Student Loan will be introduced in the UK for the first time in the summer 2018 for the academic year 2018-2019. If you are a UK or EU student starting a PhD or other postgraduate doctorate, you may be able to borrow up to £25,000 to help pay university fees, living costs and other expenses.

The website Find a PhD has a guide to the new UK PhD Loan

Professional and Career Development Loans

Professional and Career Development Loans are bank loans to pay for courses and training that help with your career or help get you into work. You may be able to borrow between £300 and £10,000. Loans are usually offered at a reduced interest rate and the government pays interest while you're studying.

General Money Issues and Debt

Scholarships, Bursaries and Funds

  • Scholarship Search
  • Find a Masters
  • Find a PhD
  • Gilchrist Educational Trust - Applications are considered from students who have made proper provision to fund a degree, or higher education course but find themselves facing unexpected financial difficulties which may prevent completion of it; also from students who are required as part of their course to spend a short period studying aboard. Applicants must be full-time students at a British Univeristy.
  • Turn 2 Us - Turn2us helps people in financial need gain access to welfare benefits, charitable grants and other financial help - online, by phone and face to face through our partner organisations

Postgraduate Funding

Research Councils

These are the most important sources of postgraduate funding. There are seven research councils which award grants:

Visit the Prospects website for details of the grants available, and how to apply.

Also see the following bodies for grants and studentships:


Budgeting and Debt Advice

Employment, Tax and Benefits